Products & Conditions

Products & Conditions

A digital wealth management investment where you decide what suits you.

Wealth management for your individual needs

With Zeedin you decide!

Choose between a fundbased, a classic single stock or an ethical single stock wealth management. Determine your customized investor profile with Zeedin. You can adapt your investment proposal to your needs by individually selecting the asset classes as well as the most promising equity securities.

Hauck Aufhäuser Lampe Privatbank digital wealth management enables direct investment in ETFs and mutual funds. In order to have a wide range of investment opportunities, we use a broad international investment spectrum as part of the investment strategy. From this, the in-house team selects the most promising investment opportunities.

The investment strategy is based on a global mix of different asset classes, weighted according to attractiveness and risk. This ensures that, depending on the chosen investment strategy, both asset classes with a higher risk-reward ratio and investments with lower risk are used. In this way, the risk-return profile is optimally balanced. The asset classes are generally represented by highly liquid exchange-traded funds, which ensures their high flexibility, tradability and broad coverage. The asset class "risk-adjusted investments" is made via individual certificate building blocks.

The overall investment strategy is geared to generating an attractive return over the long term on the one hand and avoiding above-average losses on the other.

The digital wealth management of Hauck Aufhäuser Lampe Privatbank AG allows direct investment in single stock and bond securities. In order to have a wide range of investment opportunities, we use a broad international investment spectrum as part of the investment strategy. From this we select the most promising investment opportunities.

The investment strategy is based on a global mix of different asset classes, weighted according to attractiveness and risk. This ensures that, depending on the chosen investment strategy, both asset classes with a higher risk-reward ratio and investments with a lower risk are used. In this way, the risk-return profile is optimally balanced.

The final step is the selection of the best individual stocks by our analysts. In addition, for reasons of diversification, shares in highly liquid exchange-traded funds are added, which ensures a high degree of flexibility, tradability and broad coverage of the asset classes.

The asset class "risk-adjusted investments" is carried out via individual certificate components. Overall, the investment strategy is geared to generating an attractive return over the long term on the one hand and avoiding above-average losses on the other.

The digital wealth management of Hauck Aufhäuser Lampe Privatbank AG enables direct investment in single stocks and bonds according to ethical criteria. We invest worldwide in stocks and bonds of companies and issuers that meet the ethical criteria of Arete Ethik Invest AG, a cooperation partner.

We invest exclusively in cost-transparent and liquid investments. We can show at any time where the assets are invested and what risk they are exposed to. When investing in stocks and bonds, we make sure that they are companies and issuers whose ecological and social sense of responsibility is recognizable.

The investment strategy is based on a global mix of different asset classes, weighted according to attractiveness and risk. This ensures that, depending on the chosen investment strategy, both asset classes with a higher risk-reward ratio and investments with a lower risk are used. In this way, the risk-return profile is optimally balanced.

Overall, the investment strategy is geared to generating an attractive return over the long term on the one hand and avoiding above-average losses on the other.

All-in: Zeedin thinks of everything

From your securities portfolio to regular reporting and flexible customization of your wealth management - Zeedin includes a comprehensive service package.

Security deposit account

Your money is with one of the most traditional private banks in Germany - for over 225 years.

Securities transactions

All securities transactions are executed and monitored by our in-house investment management team.

Digital Wealth Channel Team

Our own Digital Wealth Channel Team will be happy to assist you with any questions you may have regarding the investment process.

Online Banking und App

Keep an eye on your account and securities holdings via our modern online banking. On the web and in the app.

With Zeedin, you can not only compile your wealth management individually according to your wishes, but also benefit from further optional additional services:

  • Monthly newsletter on economic developments

  • Semi-annual webinar by our chief economist on capital market trends

  • Our customer magazine (@Privatbank1796)

  • Portfolio review meeting in the first year

Your advantages at a glance

  • Individual wealth management from 25,000 euros
  • Test winner sustainable digital wealth management
  • Simply online from home, 24/7
  • A professional team of investment experts behind you
  • Detailed investment discussion by phone or in person

GENERATE INVESTMENTPROPOSAL

FAQ

 

There is an administrative fee, which is billed semi-annually. This includes the costs for the transaction, foreign charges and (if relevant) foreign currency conversion costs. In addition, some investment instruments incur costs within the product (e.g. a management fee within funds). We have no influence on these, but will of course disclose them as part of the investment advice. 

In principle, you can access your money at any time, but it may be necessary for us to sell shares of your securities for this purpose. This can take up to three days.

The frequency and timing of portfolio rebalancing depends on the prevailing conditions in the financial markets, so that we can always optimally align your portfolio in this way. There are no transaction costs for you due to portfolio reallocations. This is already covered in the general management fees.

It is currently not possible to use a savings plan with Hauck Aufhäuser Lampe's digital offering. However, you can top up your digital wealth management at any time. To do so, simply transfer the desired amount to your clearing account at Hauck Aufhäuser Lampe.

First, you can select the investment universe in Zeedin's investment section based on three product variants. After viewing the determined investment proposal in Zeedin's dashboard, you can further individualize your asset investment by deselecting the asset class Gold and/or Risk-Adjusted Investments as well as potentially fine-tuning the asset class weighting. Last but not least, you have the option to tailor the service model to your personal needs through further optional free additional services.

We will be happy to answer any questions you may have

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